Owner Managed & Family Businesses

Accountants Who Understand Running a Family Business

We support owner-managed companies and family businesses across the South Coast with practical advice that treats the business and the family as one connected whole.

Our Expertise

Where business finance meets family life

Owner managed and family businesses are the backbone of the UK economy. But they come with unique challenges. Drawing the right salary, extracting profit tax-efficiently, planning for succession, involving the next generation and protecting wealth across multiple family members rarely fits into a standard accountancy playbook.

BC&A has supported owner-managed and family-run businesses across Hampshire and beyond for over 35 years. We get to know the business, the family and the long-term goals, and we advise with both commercial judgement and personal awareness.

Built on Trust

How We Support Family-Run Businesses

Joined-up accounting, tax and advisory support for owner-managed companies and family businesses, helping you balance commercial success with long-term financial stability.

  • Tax-efficient profit extraction, salary and dividend planning
  • Succession planning and passing the business to the next generation
  • Personal and corporation tax, with the two planned together
  • Inheritance tax planning and Business Property Relief
  • Family trust structures and wealth protection advice
  • Management accounts and strategic advisory for owner-managers
FAQs

Questions from Business Owners

Can't find what you're looking for? Our team is always happy to have a no-obligation conversation.

How should I pay myself tax-efficiently from my company?
The classic mix is a small salary up to the National Insurance threshold plus dividends, but the exact balance depends on your personal circumstances, pension contributions and other income. We review this every year as rules and thresholds change.
Succession can happen in stages through share transfers, gifting, or a full sale to the next generation. Each route has different tax implications, and Business Property Relief and Entrepreneurs Relief can significantly reduce the tax cost if planned properly. We advise on the cleanest route for your situation.
Yes. We frequently act for the business, the directors personally and other family members together. It's often the only way to get the full tax picture right.
It's an inheritance tax relief that can reduce the IHT on a family business by up to 100% if the right conditions are met. It's one of the most powerful reliefs in UK tax and a key reason to plan succession well in advance.
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Discover How BC&A Can Support You

At BC&A, we go beyond conventional professional services, working closely with businesses, charities and individuals as a trusted long-term partner.

Our approach is tailored, not generic — focused on understanding your objectives and helping you improve resilience, efficiency and decision-making with confidence.

BC&A team supporting clients
Trusted long-term partner