Real Estate & Landlords

Specialist Accountants for Landlords & Property Investors

We help landlords stay ahead, stay profitable and stay compliant. Buy-to-let, HMOs, furnished holiday lets, commercial lettings and portfolio investors. Property tax has changed dramatically in the last decade and is getting more complex every year.

Our Expertise

Tax clarity for landlords in a shifting market

Since 2015, landlords have absorbed wave after wave of tax changes. Section 24 restricted mortgage interest relief, additional SDLT surcharges hit second properties, and Making Tax Digital for Income Tax is coming fast. Many landlords are reassessing their portfolios and asking whether their current structure still makes sense.

BC&A works with landlords at every scale, from those letting a single buy-to-let to professional investors running large residential and commercial portfolios. We provide clear, practical advice on tax efficiency, ownership structures, and the long-term financial planning that turns property into real wealth.

Tailored Support

Accountancy And Tax Services For Landlords

We support landlords at every stage of the property investment journey, from your first buy-to-let through to a full portfolio of residential, commercial, HMO and holiday let properties. Our service covers the annual compliance, the long-term tax planning and the structural decisions that have a lasting impact on your wealth.

  • Rental accounts preparation and self-assessment tax returns (SA105)
  • Making Tax Digital for Income Tax setup and quarterly reporting
  • Limited company incorporation analysis and property transfers
  • Capital gains tax calculations and 60-day CGT reporting on disposals
  • Non-resident landlord tax returns and double taxation relief
  • Specialist advice on HMOs, furnished holiday lets and serviced accommodation
FAQs

Questions From Landlords

Can't find what you're looking for? Our team is always happy to have a no-obligation conversation.

Should I move my rental properties into a limited company?
For some landlords it saves significant tax, for others it creates more problems than it solves. The answer depends on your income level, portfolio size, mortgage arrangements and long-term plans. We run a full incorporation analysis before anyone makes the move.
From April 2026, landlords with property income over £50,000 must keep digital records and submit quarterly updates to HMRC. The threshold drops to £30,000 from April 2027. We help clients get set up on MTD-compliant software well before the deadline.
More than most landlords realize. Mortgage interest (as a basic-rate credit), repairs and maintenance, letting agent fees, professional fees, travel between properties, insurance, apportioned home office costs, and many more. We make sure nothing gets missed.
You must file a Capital Gains Tax return and pay any CGT due within 60 days of completion. We calculate the gain, identify available reliefs, and file the return to keep you compliant and penalty-free.
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Discover How BC&A Can Support You

At BC&A, we go beyond conventional professional services, working closely with businesses, charities and individuals as a trusted long-term partner.

Our approach is tailored, not generic — focused on understanding your objectives and helping you improve resilience, efficiency and decision-making with confidence.

BC&A team supporting clients
Trusted long-term partner