.bca-hero-section {
    min-height: fit-content;
    background: var(--bca-dark-navy);
}

.bca-hero-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: linear-gradient(rgba(255, 255, 255, 0.015) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, 0.015) 1px, transparent 1px);
    background-size: 52px 52px;
    pointer-events: none;
}

.bca-hero { min-height: auto; }
.bca-legal { padding: 72px 0 96px; background: var(--white); }

.bca-legal__grid {
    display: grid;
    grid-template-columns: 240px 1fr;
    gap: 72px;
    align-items: start;
}

/* Sidebar TOC */
.bca-legal__toc {
    position: sticky;
    top: 100px;
}
.bca-legal__toc-head {
    font-family: 'Outfit', sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--muted);
    margin-bottom: 16px;
    padding-bottom: 12px;
    border-bottom: 1px solid var(--bca-dark-border);
}
.bca-legal__toc ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}
.bca-legal__toc a {
    font-family: 'Outfit', sans-serif;
    font-size: 15px;
    color: var(--muted);
    text-decoration: none;
    transition: color 0.2s ease, padding-left 0.2s ease;
    display: block;
    padding-left: 12px;
    border-left: 2px solid transparent;
}
.bca-legal__toc a:hover {
    color: var(--bca-primary);
    border-left-color: var(--bca-primary);
    padding-left: 16px;
}

/* Content typography */
.bca-legal__content {
    color: var(--text);
    font-size: 15px;
    line-height: 1.8;
}
.bca-legal__content h2 {
    font-size: 24px;
    font-weight: 700;
    color: var(--bca-dark-navy);
    letter-spacing: -0.3px;
    margin: 48px 0 16px;
    padding-bottom: 12px;
    border-bottom: 1px solid var(--bca-dark-border);
    scroll-margin-top: 100px;
}
.bca-legal__content h2:first-child { margin-top: 0; }
.bca-legal__content h3 {
    font-size: 17px;
    font-weight: 700;
    letter-spacing: 0.5px;
    color: var(--bca-dark-navy);
    margin: 32px 0 12px;
}
.bca-legal__content p {
    margin-bottom: 16px;
    color: var(--muted);
}
.bca-legal__content ul,
.bca-legal__content ol {
    padding-left: 24px;
    margin-bottom: 20px;
}
.bca-legal__content li {
    margin-bottom: 8px;
    color: var(--muted);
}
.bca-legal__content a {
    color: var(--bca-primary);
    text-decoration: none;
    border-bottom: 1px solid rgba(26,86,219,0.3);
    transition: border-color 0.2s ease;
}
.bca-legal__content a:hover { border-bottom-color: var(--bca-primary); }
.bca-legal__content strong { color: var(--bca-dark-navy); font-weight: 700; }

/* Highlighted note box */
.bca-legal__note {
    background: var(--bca-card-bg);
    border-left: 3px solid var(--bca-primary);
    padding: 16px 20px;
    border-radius: 4px;
    font-size: 14px;
    color: var(--muted);
    margin: 20px 0 24px;
    line-height: 1.7;
}

/* Contact card */
.bca-legal__contact-card {
    background: var(--bca-card-bg);
    border: 1px solid var(--bca-dark-border);
    border-radius: var(--border-radius);
    padding: 24px 28px;
    margin: 16px 0 24px;
}
.bca-legal__contact-name {
    font-size: 15px;
    font-weight: 700;
    color: var(--bca-dark-navy);
    margin-bottom: 14px;
    padding-bottom: 14px;
    border-bottom: 1px solid var(--bca-dark-border);
}
.bca-legal__contact-row {
    display: grid;
    grid-template-columns: 130px 1fr;
    gap: 12px;
    font-size: 14px;
    padding: 7px 0;
}
.bca-legal__contact-label {
    font-family: var(--bca-font-heading);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: var(--muted);
    align-self: center;
}
.bca-legal__contact-row a { color: var(--text); }
.bca-legal__contact-row a:hover { color: var(--bca-primary); }

.bca-legal__content ul { list-style: unset; }

.bca-privacy__list-wrapper { display: flex; gap: 20px; }
.bca-privacy__list-wrapper .list { width: 100%; }

/* Active TOC link */
.bca-legal__toc a.active {
    color: var(--bca-primary);
    border-left-color: var(--bca-primary);
    padding-left: 16px;
    font-weight: 600;
}

/* Responsive */
@media (max-width: 1024px) {
    .bca-legal__grid { grid-template-columns: 1fr; gap: 40px; }
    .bca-legal__toc { position: static; display: none; }
}
@media (max-width: 640px) {
    .bca-legal { padding: 56px 0 72px; }
    .bca-legal-hero { padding: 110px 0 60px; }
    .bca-legal__contact-row { grid-template-columns: 1fr; gap: 2px; }
    .bca-legal__contact-label { font-size: 10px; }
}