Tax Enquiry Fee Protection – BC&A Chartered Accountants

Overview

Insurance-backed protection against HMRC enquiry costs.

HMRC can open an enquiry into any business or individual at any time. It may be triggered by a discrepancy in a return, a third-party tip-off, a late filing, or simply because your sector has been targeted for review. In many cases, no additional tax is due at all — yet the professional fees required to respond, provide documentation and bring the matter to a close can still run to thousands of pounds.

As a client, you have the option to take out annual business insurance cover. We contact all clients each year regarding this service. Please speak with your account manager if you would like further information.

What's Covered In Our Service

Full HMRC enquiries into tax returns
Aspect enquiries into specific return items
VAT compliance checks
PAYE & employer compliance reviews
Self Assessment investigations
Corporation tax enquiries
IR35 status compliance checks
HMRC correspondence management
Meeting attendance & representation
All associated BC&A professional fees

Why Standard Accountancy Fees Do Not Cover an Investigation

Our annual compliance fees cover the preparation and filing of your returns. They do not cover the significant additional time required to respond to HMRC information requests, prepare documentation, attend compliance meetings or negotiate a resolution. Without fee protection in place, those costs fall entirely to you, regardless of whether any additional tax liability is found.

How the Service Works

Membership is straightforward. At BC&A we will send a mailing list in August/ September for you to take up our annual fee protection insurance. This is an option service. Speak to your Account Manager for more information.

Tax Enquiry Fee Protection FAQs

Who is eligible to join the service?

Any individual or business for whom BC&A acts as accountant is eligible to enroll. The service covers a broad range of enquiry types including self assessment, corporation tax, VAT and PAYE compliance checks.

Does the service cover investigations already underway?

No. The service must be in place before HMRC initiates an enquiry. Cover cannot be applied retrospectively to an investigation that has already opened, which is why enrolling before any issue arises is strongly recommended.

What if HMRC contacts me directly?

Do not respond without speaking to us first. Contact BC&A immediately and we will take over all communication with HMRC from that point forward.

How do I enroll?

Speak to your BC&A contact or get in touch via our contact page. Membership is available to all clients and is priced as an annual fixed fee alongside your existing engagement with us.

Why choose BC&A for Tax Enquiry Fee Protection

We do more than keep your books in order. Our approach is proactive — we review your numbers regularly, flag opportunities and ensure you are always ahead of deadlines.

Always ahead of deadlines

We prepare and submit all accounts and filings well ahead of every deadline — you will never face a penalty with BC&A.

Real-time visibility

Cloud accounting means your numbers are always current — giving you the clarity to make faster, better business decisions.

Fixed fees — no surprises

We agree fees upfront before any work begins. No hourly billing, no unexpected invoices — just clear, transparent pricing.

Protected Against The Cost Of An HMRC Enquiry Before It Arrives