R&D Tax Relief ✦ BC&A Specialist

Turn Your Innovation Into A Tax Advantage

If your business innovates, you are likely entitled to significant tax relief. BC&A's specialist R&D team identifies what qualifies, builds a robust claim and manages the entire HMRC submission on your behalf.

What It Is

Specialist R&D tax relief — not a service most accountants offer well.

R&D tax relief is one of the most valuable incentives available to UK businesses, yet it remains one of the most underclaimed. Most general practice accountants lack the technical depth to identify the full scope of qualifying activities and costs, meaning businesses routinely claim far less than they are entitled to, or miss the opportunity entirely.

BC&A operates this as a dedicated specialist service. We combine tax expertise with a detailed understanding of HMRC's qualifying criteria across a wide range of sectors to build claims that are comprehensive, technically sound and fully defensible.

Under the merged scheme introduced from April 2024, eligible companies receive a 20% above-the-line credit on qualifying expenditure — a direct, material reduction in your tax liability or a cash payment if you are loss-making.

What We Identify & Claim

  • Staff costs directly engaged in R&D
  • Subcontractor & freelancer costs
  • Software & cloud computing costs
  • Consumables & materials used in R&D
  • Clinical trial & testing costs
  • Data licenses used in qualifying projects
  • Merged scheme (RDEC) claims
  • Enhanced R&D Intensive Support (ERIS)
  • Prior year retrospective claims
  • HMRC enquiry defense & support

You May Qualify Without Knowing It

R&D relief is not reserved for laboratories and tech startups. It applies to any company seeking to achieve a scientific or technological advance — resolving genuine uncertainty in engineering, software, manufacturing, food production, construction processes, financial technology and many other sectors.

If your team is solving problems that cannot be resolved using existing knowledge or techniques, there is a strong probability that qualifying R&D is taking place in your business right now.

Why The Quality of The Claim Matters More Than Ever

HMRC significantly increased compliance checks on R&D claims from 2023 onwards. Poorly constructed claims, those lacking technical narrative, cost substantiation or proper alignment with HMRC's qualifying criteria — are being challenged, clawed back and penalized. BC&A builds every claim with compliance at the center.

Our technical documentation is thorough, our cost analysis is precise and our claims are structured to withstand scrutiny. We also provide full enquiry defense if HMRC raises questions on any claim we have submitted.

R&D Tax Relief FAQs

What changed with the merged R&D scheme from April 2024?
The previously separate SME and RDEC schemes were replaced by a single merged scheme for accounting periods beginning on or after 1 April 2024. The merged scheme provides a 20% above-the-line credit on qualifying expenditure, giving a net benefit of 15% for companies paying the main rate of corporation tax. Loss-making R&D intensive SMEs may qualify for a higher rate through the Enhanced R&D Intensive Support scheme (ERIS).
Claims can be submitted up to two years after the end of the relevant accounting period. If your business has been carrying out qualifying R&D activity and has not claimed — or has underclaimed — BC&A can review prior periods and submit retrospective claims where the window remains open.
Most general practice accountants file R&D claims as part of the corporation tax return without a dedicated technical review of qualifying activities and costs. The difference in claim value between a generalist approach and a specialist-led review is often substantial. We regularly review existing claims and identify significant missed relief that a standard compliance approach has not captured.
A much wider range than most businesses assume. Manufacturing, engineering, software development, construction, food and drink, life sciences, financial services technology, environmental services and many others. The test is not what sector you operate in — it is whether your work seeks to achieve a scientific or technological advance by overcoming genuine technical uncertainty.

Why choose BC&A for R&D Tax Relief

We do more than keep your books in order. Our approach is proactive — we review your numbers regularly, flag opportunities and ensure you are always ahead of deadlines.

Always ahead of deadlines

We prepare and submit all accounts and filings well ahead of every deadline — you will never face a penalty with BC&A.

Real-time visibility

Cloud accounting means your numbers are always current — giving you the clarity to make faster, better business decisions.

Fixed fees — no surprises

We agree fees upfront before any work begins. No hourly billing, no unexpected invoices — just clear, transparent pricing.

Ready to get started?

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Speak to our team today for a no-obligation conversation about how BC&A can support your business. We'll recommend the right services for your situation.

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